$474,900

Step into a home with history. This fully furnished, renovated 1920 cottage near Downtown Stuart is warm, private & full of authentic character, with original wood floors, arched openings & timeless cottage charm. Offering 2 bedrooms, 2.5 baths plus flexible bonus space for a guest sleeping area or home office,… Read More it has approx. 1,130 sq. ft. under air. No HOA—enjoy it year-round, as a winter retreat or investment property with short- or long-term rental potential. The .18-acre fenced yard adds privacy & possibilities: R-3 zoning may allow additional units & improvements—or create your own backyard oasis with a pool. Updated baths, metal roof, 2026 water heater & 2025 HVAC add modern comfort. Minutes to downtown, dining, shops & the St. Lucie River. Professional photos-some grass features AI. Minutes to downtown, dining, shops & the St. Lucie River. This charming Downtown Stuart cottage offers far more than its 1920 year built might suggest. Filled with natural light from 13 windows, each with custom blinds, the home feels bright, warm & welcoming throughout. Original wood floors, graceful arched openings, new interior wood doors, paneled walls, painted wood ceilings, custom built-in bookcases in the living room & Bahama-blue exterior hurricane shutters all add to its authentic cottage character. Extensive renovations over the years—including substantial improvements reflected in the property's 1990 effective year—bring modern comfort while preserving the personality that makes this home so special. Both bedrooms feature their own beautifully renovated en-suite baths, each with custom walk-in showers, updated vanities & thoughtfully designed cabinetry and wardrobe-style storage. An additional half bath provides convenience for guests. More recent improvements include fresh interior paint, remote-controlled ceiling fans, 2025 HVAC & a 2026 water heater. The spacious kitchen offers abundant counter space, warm wood cabinetry, a pantry, separate storage closet & new LG refrigerator. While not recently remodeled like the bathrooms, its generous layout provides excellent functionality today with plenty of opportunity for a future owner to personalize it and create the kitchen they've always wanted. The large, private fenced backyard is another standout feature, with mature landscaping, fruit trees & plenty of space for outdoor entertaining, gardening or a future pool. A separate shed houses the full-size washer & dryer and functions as a dedicated laundry/utility space with electric, water, hanging space & folding area. An additional covered outdoor storage area provides convenient space for lawn equipment, tools & outdoor gear, plus a dedicated kayak rack. Two separate driveways provide unusually generous off-street parking for a home this close to Downtown Stuart, with room to comfortably accommodate 5 or more vehicles—a valuable feature in an area where many homes have limited or street-only parking. The home is being sold fully furnished with quality cottage-style furnishings that complement its character beautifully, making it a truly turnkey option for a full-time home, winter retreat or investment property ready for immediate use. Located in Flood Zone X, with flood insurance not currently required by the seller's lender. A wind mitigation inspection has been completed, and the Bahama shutters provide added storm protection while enhancing the home's authentic Florida cottage style. Seller reports favorable current insurance costs as well as low utility bills. Buyers should independently verify insurance requirements, coverage, premiums & utility costs. R-3 zoning offers additional flexibility and may allow accessory dwelling units, additional residential units or other improvements, subject to applicable City of Stuart zoning, Read Less

Courtesy of Premier Brokers International 561-855-6179

Listing Snapshot

Days Online

Last Updated

Oct 31, 2026

Property Type

Single Family Residence

Beds

Full Baths

Partial Baths

Square Ft.

1,130

Lot Size

0.18 Acres

Year Built

1920

MLS Number

B26079792

Additional Details

Property Access

Frontage Type: City Street, West of US-1, Road Responsibility: Public Maintained Road, Road Surface: Paved

Appliances & Equipment

Electric Water Heater, Freezer, Electric Cooktop, Cooktop, Dishwasher, Dryer, Electric Range, Ice Maker, Microwave, Oven, Refrigerator, Washer, Water Heater

Building

Built in 1920, Living area: 1130.0, Building faces East, 1 storey, Levels: One, Construction Materials: Vinyl Siding, Wood Frame

Cooling

Ceiling Fan(s), Central Air, Electric

Exterior Features

Patio/Porch Features: Patio - Open, Patio, Awning(s), Garden, Storage

Fence

Back Yard, Chain Link, Fenced, Full, Gate, Privacy, Vinyl, Wood

Floors

Ceramic Tile, Tile, Wood

Heating

Central, Electric

Interior Features

Bedroom Layout - Split, Built-in Features, Closet Cabinetry, Custom Mirrors, Entrance Foyer, Pantry, Storage

Laundry

Electric Dryer Hookup, Laundry Room, Outside, Washer Hookup

Lot

0.18 acres, Fruit Tree(s), Room for Pool

Parking

5 open parking spaces, 5 total parking spaces, Asphalt, Concrete, Driveway, Gravel, Strip/Slab

Pets Policy

Allowed: No Restrictions, Yes

Property

Resale, Other structures: Outbuilding, Shed(s), Storage

Roof

Metal

Security Features

Smoke Detector(s)

Sewer

Public Sewer

Taxes

Parcel Number: 053841001000005908, Annual Amount: $5,346.63, Legal Description: BESSEY ADD'N LOT 59, Year: 2025, Zoning: R3

Utilities

Cable Available, Electricity Connected, Sewer Connected, Water Available, Water Source: Public, 220 Volts, Circuit Breakers

Windows

Shutters, Blinds

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616 SW CLEVELAND Avenue

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